These days, people want things quickly. From food to services, people just don’t seem to have the time to be standing around waiting. This mentality extends to everything and everyone and is even prevalent in the financial industry.
The birth of online banking has seen people expect a new level of speed and service from things surrounding their money. What used to take people hours at the very least could now be done in minutes.
It’s not just banks, though, people started expecting this kind of speed from everywhere, including being able to get payday loans within one hour.
This kind of demand has led to payday loan providers speeding up services exponentially in order to try and provide payday one-hour loans online.
The question remains, though, are payday loans with one-hour funding actually a thing? Or is it just wishful thinking?
Well, lucky for you, it very much is a thing, in fact, getting a payday loan within an hour is even longer than you should expect it to take you. In fact, most lenders approve or deny your request in mere minutes, meaning you don’t have to worry about sitting around anxiously waiting on the verdict.
That’s the industry standard, but you may be wondering if it’s possible to get a one-hour payday loan with no credit check. In that case, you may just be in luck, but there are a few other things you need to consider.
Can I Get A Payday Loan with No Credit Check in One Hour?
One-hour payday loans with no credit check, sounds great on paper, but can you actually get one?
Well, not really. It’s impossible to tell whether or not a direct lender has performed a credit check on you, and usually, a soft check is done regardless, so if you’re looking strictly for a payday loan in one hour with no credit check, then you might be disappointed.
However, payday lenders are famously lenient on those with poor credit scores. The amount of money you’re going to be borrowing tends to be quite low compared to traditional loans, so you can afford to have a slightly worse score than usual.
That being said, there is no real one-hour payday loan online with no credit check. Don’t let that put you off, though, even if you have a bad score still apply anyways, you never know.
If you’re in a rush, what’s going to take the longest is actually filling in the paperwork applications, and if you have a bad score, then you might have to fill it in multiple times, that’s where we can help you out. We have a service on our site that takes your information and pre-approves it with one of the dozens of direct lenders we work with, meaning you only have to fill one form in, and we do the work of finding a lender that is willing to give you a loan.
Should I Get A One Hour Payday Loan from A Direct Lender?
On the topic of lenders, you might be wondering if you’re better off applying directly, or what the difference is, to begin with.
Well, we’re what is called a matching service, we essentially act as the middle man, taking your financial information and situation, and pass it on to our partners, until one of them comes back to us and says “yes, we can offer this person a loan” then we send you onto them to finalize the terms.
With direct lenders, you need to apply again with different lenders each time you get denied. So if you’re looking for one-hour payday loan direct lenders, it’s probably going to take you longer than that one hour to actually secure your loan, especially if you have a bad credit score.
Whereas instead of looking for one-hour payday loan lenders, you could, and should, instead use a matching service like us. Not only does it save you the effort of filling in multiple application forms, but the chances of you getting that loan of yours in under one hour is significantly higher than if you were applying to lenders directly.
How much does a matching service cost, you might be asking? Well, lucky for you, it doesn’t cost a thing. Direct lenders pay matching services to be included in the database that it uses, meaning that we can offer you our services completely free of charge, no hidden fees or anything else, it’s completely, 100% percent free!
How Can I Get A One Hour Payday Loan?
As we said, there are two primary ways to go about it. First is to google one-hour payday loan lenders, and apply to each lender that pops up on google individually. This takes time and effort, and if you have a bad credit score, then you’re probably going to have to fill out more than one application form, especially if you keep getting denied the loan you’re looking for.
If you’re doing it this way, make sure you’re looking at the one-hour payday loan reviews for the lenders you apply to, just to make sure that you’re working with a reputable company.
You might also be looking to get a one-hour payday loan by phone. Unfortunately, most payday loan companies don’t really offer loans over the phone, but if you’re having trouble filling out the application form, you could send them an email and chances are that a representative would be happy to help you through the process.
Your other option is to use a matching service like us, and honestly, that is your best option, especially if you’re worried about your credit score.
With us, you only have to fill in one application form. We then take that form and give it to our direct lender partners, moving it between them each time one of them turns it down until eventually one of them agrees to give you a loan. From there, you just finalize the terms of the loan, and you’re ready to go. It might sound like this process takes a while, but it really doesn’t, so if you’re looking for a one-hour payday loan, or even quicker still, give our matching service a try!