About Us

Here at PerceptionCash, we are a matching service that works with hundreds of direct lenders. Our partners are able to expediently provide cash to those facing emergency expenses. Our repayment terms are flexible and we can provide loans of up to $1,000. 

Filling out our online form is easy and fast. You can be confident that your information will be kept confidential. Most borrowers receive an instant decision and are approved regardless of their credit score or history. If approved, you can expect your funds within the next business day. 

If you are facing unexpected financial challenges, our one-hour payday loan service may be able to help; quickly and securely, without hassle. 

A Straightforward and Simple Process to Obtain Funds Fast

Unlike borrowing from a financial institution or applying for credit, our process is simple and painless. You can conveniently apply online and get approved in just minutes. We strive to get you cash fast when you need it most. 

Quality Service

Our quality lenders are vetted to ensure they follow fair lending practices. Our service is free to you, including applying online and being matched with a lender. You won’t have to deal with a middleman, hidden costs, or surprise fees. We strive to be the most transparent and high-quality online lending service, that is why we are rapidly becoming one of America’s premier online payday loan companies. 

Safe & Worry-Free

Our encryption, privacy policies, and unique algorithms protect your confidential information. The personal information our customers provide is regularly purged from our system to keep it as safe as possible. Our system is routinely updated to ensure that our firewalls, security technology, and encryption software are up to date and secure. 

More Offers, Faster

Our partnership with over one hundred lending partners increases your chances of approval. You can apply online from home and be matched in minutes, reducing the effort and time spent on applications. 

The Best Loan Offer For Your Situation

Working with a matching service is beneficial to you! We continue to forward your loan application until it is approved. Our lenders know that you have other choices when it comes to requesting a payday loan, this increases competition. As a result, they routinely provide high-quality service, competitive rates, and efficient turnaround times. 

Can You Guarantee a Loan If I Have Bad Credit?

There is no such thing as a guaranteed payday loan. If you have poor credit or no credit and are unable to obtain a loan from a traditional financial institution, a payday loan may be the solution. Our lenders do not use hard credit checks or base their decision on your credit history. Instead, they value your ability to repay the loan on time. A bad credit payday loan requires repayment when you receive your next paycheck. 

Getting Approved For a Payday Loan with Poor Credit

You can apply for a bad credit payday loan online by providing all the required information. Once your application is submitted, your request will be sent to one of our lenders. If they deny your application we will continue forwarding it to our lending partners until approval is granted. The majority of our borrowers with bad credit receive approval and receive their funds within one business day. 

Why PerceptionCash Is The Right Choice 

PerceptionCash provides quality service that is fast and efficient. We make it easy for you to apply and receive funds. Each week we match thousands of borrowers experiencing financial hardship with lenders. Your confidential information is securely handled and processed, resulting in a fast decision and funds within one to three business days. 

With PerceptionCash you can expect: 

  • A loan application that takes just minutes
  • A fast online decision
  • No hidden costs or fees
  • Flexible repayment terms
  • Payday loans and unsecured installment loans
  • Confidential and secure service